Product Guide

How SplitMitra Works

Plan anything with your group, from a trip or a birthday to a team offsite or the monthly flat bills. Split every expense fairly and settle up without the mental math. Here’s the whole flow, screen by screen.

Quick Start

From Sign-Up to Settled Up, in Five Steps

  1. 01

    Create Your Account

    Sign up with email or Google. You land on your dashboard; verify your email whenever you like.

  2. 02

    Start a Plan

    Pick one of 10 categories, add dates, and let AI draft a day-by-day itinerary you can edit.

  3. 03

    Invite Your Group

    Share a link, invite by email, or add people from your Mitra Circle. Everyone sees changes live.

  4. 04

    Add Expenses as You Go

    Log who paid what. Snap a receipt to fill it in. Split equally, by amount, or by percentage.

  5. 05

    Settle Up and Close Out

    Balances net down to the fewest transfers. Pay over UPI, confirm, and close the plan when you're square.

Three Spaces

Shared Money Comes in Three Shapes

A plan ends. The flat share doesn’t. Some spending is nobody else’s business. Each gets its own space, and your dashboard adds them up.

Has an End Date

Plans

A Goa trip, a wedding week, a team offsite. Fixed dates, a shared itinerary, expenses as they happen, and one settlement that closes it out.

  • Itinerary
  • Expenses
  • Settlement
  • Members
Never Really Ends

Groups

Flatmates, office lunches, the Sunday football gang. No dates and no finish line. Add expenses as they come and settle whenever the balance gets annoying.

  • Expenses
  • Settlement
  • Members
Just for You

Personal

A private log for your own spending, plus Len Den for money you give or get with one Mitra, confirmed by both. One app holds the full picture of your month.

  • Private
  • Monthly report
  • Len Den

A Closer Look

Everything a Group Plan Needs

Plans for Anything

One Shared Space for Any Plan

A plan holds the itinerary, expenses, notes, members, and settlement together, whether it's a Goa trip, a birthday, or a team offsite. No juggling a chat app, a spreadsheet, and a notes doc.

  • 10 categories: travel, celebration, professional, wellness and more
  • Draft, Active, and Completed, with live On Going and Up Coming states
  • Everything updates in real time for every member

Find ItDashboard → New plan

Expenses and Splitting

Log Spending the Moment It Happens

Record who paid and how to split it. Three split modes cover every situation, and receipt scanning saves the typing.

  • Split equally, by exact amounts, or by percentage
  • Snap a receipt and the amount, date, and merchant fill in
  • Edit or delete your own entries; balances recalculate instantly

Find ItAny plan → Expenses tab

Settlement

Settle Up with Zero Mental Math

Every balance nets down to the fewest transfers, so nobody works out who owes whom. The money moves over UPI; SplitMitra keeps the record. Settlement is free on every tier.

  • Simplify debts nets the group to the fewest payments
  • Payers open their UPI app pre-filled; receivers show a QR
  • The payer marks it paid, the receiver confirms, and the debt clears

Find ItAny plan → Settlement tab

Itinerary and Maps

A Day-by-Day Plan, Drafted by AI

Describe the plan in plain words, a getaway, an offsite or a wedding weekend, and get a timed schedule with stops, cost estimates, and map pins you can reorder.

  • AI drafts a full day-by-day itinerary you can edit inline
  • Every stop drops a map pin, with routes between them
  • Check off tasks as the group works through the day

Find ItAny plan → Itinerary tab

AI, Built In

Let AI Do the Busywork

Drafting itineraries, reading receipts, reviewing budgets. AI handles the tedious parts so the group can focus on the plan.

  • AI Journey Planner

    A conversational builder that turns a prompt into a ready-to-edit plan.

  • Plan Preview

    Preview a draft itinerary inside the new-plan form before you save.

  • Itinerary Drafts

    Day-by-day schedules with timings, stops, and budget estimates.

  • Receipt Scanning

    Photograph a bill and the amount, date, and merchant fill in.

  • Budget Analysis

    Reviews a plan or group's spending and shows where the money went.

  • Spending Insights

    Monthly insights across your plans, groups, and personal spend.

  • Category Suggestions

    Type a description and a category is suggested. Uses no AI quota.

  • AI Concierge Chat

    A per-plan assistant for questions and tweaks, on Pro and Elite.

  • Safety Guardrails

    A two-layer content guard keeps AI on topic and blocks harmful prompts.

And More

Built for the Whole Journey

  • Mitra Circle

    Save the people you split with and add them to any plan in a tap.

  • Notes

    Shared notes per plan for packing lists, bookings, anything the group needs.

  • Len Den

    Money you gave or got with one Mitra, confirmed by both, with what’s left always clear.

  • Export

    Download a plan as a PDF itinerary or its expenses as CSV.

  • Real-Time Sync

    Every edit, expense, and note appears for the whole group as it happens.

  • Members and Access

    Invite by link or email, approve join requests, and decide who can edit.

Pricing

Free to start. Pay when the group outgrows it.

Free

₹0forever
  • Unlimited expenses and splitting
  • 3 active plans & groups
  • Up to 10 members per plan
  • 20 notes per plan
  • 5 AI actions / month
  • 1 AI itinerary / month
  • 50 personal expenses / month
  • 1 watermarked PDF export / month
  • UPI settle-up, free forever
Get Started Free

Starter

Most Popular
₹99/ month
  • Everything in Free
  • 6 active plans & groups
  • Up to 15 members per plan
  • 50 notes per plan
  • 20 AI actions / month
  • 3 AI itineraries / month
  • Unlimited personal expenses
  • 5 PDF exports / month (no watermark)
Get Starter

Pro

Best Value
₹299/ month
  • Unlimited active plans & groups
  • Up to 30 members per plan
  • Unlimited notes
  • 75 AI actions / month
  • 10 AI itineraries / month
  • Unlimited AI budget analysis
  • 20 PDF exports / month (no watermark)
  • Members get Pro features on your plans
  • Priority support
Get Pro

Elite

All Inclusive
₹499/ month
  • Unlimited everything — plans, groups, members, AI
  • Unlimited AI Receipt Scans, Itineraries, and Analysis
  • Elite effect — your groups get Pro features automatically
  • Unlimited PDF exports (no watermark)
  • Early access to new features
  • Elite badge on your profile
  • Dedicated success manager
Get Elite

Trip Pass — ₹99

Make one plan premium for its whole length and a week to settle up. Unlimited members, expenses and notes, plus AI Concierge, for everyone in it.

Get a Trip Pass

Annual billing and one-time credit packs are on the full pricing page.

FAQ

Common Questions

Yes. The Free tier covers casual planning forever, with no credit card, and every new account starts with a free Pro trial. Settlement, joining plans, and your Mitra Circle are free on every tier.

Settle the last one. Plan the next.

Free forever, no credit card, and every new account starts with a free Pro trial. Your group can be splitting within a minute.

Mobile Apps on the Way
App Store · soonGoogle Play · soon