Guide
Tracking Shared Bills with Friends and Flatmates
How to track rent, utilities, groceries and outings with flatmates and friends, keep one running balance, and settle up over UPI when it suits you.
- 2 min read
Use Case · Social
Dinners, Outings and Friend Groups
The Friday dinner, the movie and the cab home, the weekend plan that grew. Log it as it happens, split it your way and settle over UPI before it turns into a group-chat argument.
Built for Friends
No More Mental Math
Three Ways to Split
Equally, by exact amounts or by percentage, chosen per expense.
Snap the Bill
Photograph the restaurant bill and the details fill in.
Mitra Circle
Save your friends once and add them to any plan in a tap.
Personal Spending
Keep your own spending in a private log, next to what you share.
Live Balances
Everyone sees the same balance the moment an expense is added.
UPI Settle-Up
Pay from GPay, PhonePe, Paytm or any UPI app, or show a QR to get paid.
Step by Step
From Bill to Settled
- 01
Start a Plan or Group
A plan for a one-off outing, a group for friends you split with every week.
- 02
Add Your Friends
Invite by link or from your Mitra Circle.
- 03
Log the Bill
Whoever pays adds it, and can snap the receipt to fill it in.
- 04
See Who Owes Whom
Balances update after every expense, so the answer is always one tap away.
- 05
Settle Up
Fewest transfers over UPI. The receiver confirms and the debt clears.
FAQ
Friend Group Questions
Yes. Splitting and settlement are free on every tier, and your friends join free.
Related Guides
Guides for Plans Like This
Step-by-step guides for splitting, planning and settling up, written for groups in India.
Guide
How UPI Settle-Up Works in SplitMitra
What happens when a group settles up in SplitMitra: how balances are netted, how UPI payments are opened, and how payments are confirmed.
- 3 min read
Settle the last one. Plan the next.
Free forever, no credit card, and every new account starts with a free Pro trial. Your group can be splitting within a minute.
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